Cancer Care Insurance Plan

Every applicant (under age 65) will be accepted, providing the applicant (CSEA Affiliate member or spouse) has not been positively diagnosed for an Cancer or for which medical treatment, services, or care was recommended or received within the 5 years* prior to the Effective Date of coverage.

* Affiliate members and Dependents who have been positively diagnosed of Cancer or for which medical treatment, services, or care was recommended or received from a Physician within the 5 years prior to the Effective Date of Coverage are not eligible for this Cancer insurance.

Because acceptance is guaranteed as long as you haven’t had cancer (except skin cancer) in the last 5 years. If you’ve been free of cancer up to now, you cannot assume you’ll avoid this danger forever. As cancer incidents become more likely with increasing age*, the CSEA urges you to take action now.

*American Cancer Society. Cancer Facts & Figures 2026. American Cancer Society, 2026, https://www.cancer.org/content/dam/cancer-org/research/cancer-facts-and-statistics/annual-cancer-facts-and-figures/2026/2026-cancer-facts-and-figures.pdf.

A battle with cancer is expensive. That’s why CSEA Endorsed Cancer Care Insurance Plan kicks in benefits – paid REGARDLESS OF any other insurance you may have – to help you fight cancer. You collect cash benefits to help with unexpected costs such as hospital stays, operations, doctors, drugs and more. 

There’s no obligation with the program’s 30 Day Free-Look. As soon as you sign up, we’ll send you a certificate or policy of insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time.

Monthly rates vary by age: Under 50 ($8.24 member only, $13.20 member & spouse), 50-64 ($24.64 member only, $39.41 member & spouse), 65+ ($42.63 member only, $68.19 member & spouse). Rates increase when you enter a higher age category. Rates and/or benefits may be changes on a Group basis.  

Your Cancer Care coverage starts the first day of the month after your enrollment form and first premium payment are received. Benefits are not payable for cancer diagnosed and treated within the first 30 days. 

You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. 

Benefits are paid directly to you, or anyone you choose, and can be used for hospital bills, chemotherapy, operations, doctor visits, nursing care, prescription drugs, mortgage payments, car payments, and more.

Benefits will not be paid under this Policy or any attached Rider for any loss caused by, resulting from or contributed by: Injury or Sickness other than Cancer; treatment or services performed outside of the United States. All benefits are subject to the Overall Lifetime Maximum Benefit amount of $300,000.00. Individual benefits may be subject per illness period, annual, and lifetime maximums that vary per benefit.

Members and Dependents who have been medically treated for or advised of Cancer within the 5 years prior to the Effective Date of Coverage are not eligible for this Cancer insurance. 

No benefits will be payable for the Covered Person’s Pre-Existing Conditions. A Pre-Existing Condition is defined as any Cancer (except Skin Cancer) that was Positively Diagnosed or for which medical treatment, services, or care was recommended or received from a Physician within 5 Years prior to the Covered Person’s Effective Date of Coverage.

The Company has a right to rescind or void a Covered Person’s insurance coverage if the Company finds that the Covered Person had a Pre-existing Condition. Any premiums paid for that Covered Person will be refunded.

This information is a brief description of important features of the plan. It is not a contract. Terms and conditions of coverage are set forth in Group Policy Number 9202, under policy series 17-50995. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. Availability of this offer may change. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. 

Benefits are not payable for Cancer diagnosed and treated within the first 30 days the Covered Person has been insured. However, benefits for treatment or services related to such Cancer are payable after coverage has been in force for 12 consecutive months from the Effective Date.

• IMPORTANT NOTICE TO PERSONS ON MEDICARE THIS POLICY OR CERTIFICATE DUPLICATES SOME MEDICARE BENEFITS

This is not a Medicare Supplement Insurance Policy

This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for a Medicare Supplement insurance policy.

This insurance duplicates Medicare benefits because Medicare generally pays for most of the expenses for the diagnosis and treatment of the specific condition or diagnoses named in the policy.

Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:

Hospitalization

Physician services

Hospice

Outpatient prescription drugs if you are enrolled in Medicare Part D

Other approved items and services

Before You Buy This Insurance

Check the coverage in all health insurance policies you already have.

For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.

For help in understanding your insurance, contact your state insurance department or state health insurance assistance program (SHIP). 

Endorsed by: California State Employees Association

CSEA incurs certain administrative expenses in connection with this sponsored program. To provide and maintain this valuable membership benefit it is reimbursed for such expenses.

California State Employees Association
Administered by A.G.I.A., Inc.
PO Box 9997 Phoenix, AZ 85068-0997

A.G.I.A, Inc. is licensed and authorized to transact business in all 50 United States and the District of Columbia. Their state of domicile is California.

Joseph Guerrero CA Insurance License #0B54298. Joseph Guerrero AR Insurance License #766720.

A.G.I.A., Inc.
P.O. Box 26860
Phoenix, AZ 85068

A.G.I.A., Inc., is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Joseph Guerrero California Agent Insurance license number is 0B54298. Joseph Guerrero Arkansas Agent Insurance license number is 766720.

THIS IS A CANCER CARE ONLY POLICY

Securian Life Insurance Company is the marketing name for Securian Financial Group, Inc. and its subsidiaries. Securian Life Insurance Company is a subsidiary of Securian Financial Group, Inc.